Vehicles with a title may be used as collateral. *The following charges will be applied to those loans involving collateral. Title fees $11 / Lien Perfection Fees $2.50 will be added to the loan amount when applicable and sent to the appropriate agencies when the loan is processed.*
Rates by Model Year & Longest Term
| Model Year | Term | Rate | ||
|---|---|---|---|---|
| 2019-2018 | 72 months | – | 3.5% | |
| 2017-2016 | 60 months | – | 5.0% | |
| 2015-2013 | 54 months | – | 6.0% | |
| 2012-2009 | 48 months | – | 7.0% | |
| 2008 and earlier | 36 months | – | 7.5% |